\begin{table}[h]
\centering
\def\sym#1{\ifmmode^{#1}\else\(^{#1}\)\fi}
\caption{Average Marginal Effects of Inflation Expectations on Durable Goods Spending}
\scalebox{1}{\begin{tabular}{lcc}
\toprule
& \textbf{Baseline Sample} & \textbf{Mortgagor Sample} \\ 
 & Model (6) & Model (7) \\
\midrule
 Average &      0.04 &      0.25\sym{**} \\
 & (0.09) & (0.12) \\
 No College &     -0.15 &      0.12 \\
 & (0.10) & (0.16) \\
 Some College or More &      0.21\sym{**} &      0.39\sym{***} \\
 & (0.09) & (0.09) \\
 No College, 25th Percentile Household Income &     -0.10 &      0.16 \\
 & (0.10) & (0.16) \\
 College, 25th Percentile Household Income &      0.25\sym{***} &      0.43\sym{***} \\
 & (0.09) & (0.09) \\
 No College, 75th Percentile Household Income &     -0.21\sym{*} &      0.06 \\
 & (0.11) & (0.18) \\
 College, 75th Percentile Household Income &      0.14 &      0.33\sym{***} \\
 & (0.10) & (0.12) \\
 No College, 25th Percentile Mortgage Balance &  &      0.01 \\
 &  & (0.15) \\
 College, 25th Percentile Mortgage Balance &  &      0.28\sym{***} \\
 &  & (0.07) \\
 No College, 75th Percentile Mortgage Balance &  &      0.26 \\
 &  & (0.19) \\
 College, 75th Percentile Mortgage Balance &  &      0.53\sym{***} \\
 &  & (0.13) \\
\midrule
Observation & 1084 & 671 \\
\bottomrule
\end{tabular}}
\caption*{\doublespacing \normalsize Standard errors in parentheses \\
\textit{Note:} A given semi-elasticity estimate indicates the population average relative change in quarterly durable goods spending for a 1-percentage-point increase in expected inflation one year ahead, assuming the given characteristics. (Percentage changes are obtained by multiplying each value by 100.) \\ $\sym{*} p < 0.10, \sym{**} p <.05, \sym{***} p < .01$}
\end{table}